When you are unemployed or underemployed, finding a job is paramount. You have to have income. And all the while, paying the bills can be a daily challenge along with finding adequate income. And now, increasingly, companies are using credit scores of applicants to help screen job qualifications and applications.
It is no surprise that your credit scores can take a hit from being late on payments or having to take out too much credit. When you lose your job, it can be nearly impossible to keep up with the bills and you are often left to prioritize what to pay first. But now employers are using credit reports as an additional screening tool in an over-abundance of prospective applicants. Most of the job applicants that are being affected are executive level, financial, and managerial positions where you might be called on to manage or oversee financial matters of the company. As a potential employee who needs the work, now you are being told you can’t get the job because you can’t pay your bills because you don’t have a job.
How do we know
A recent survey of top businesses revealed that as many as 47% of businesses have, at one time or another, checked an applicant’s credit rating during the screening process. About one in five people have been denied from getting a job due to their credit rating. In addition, companies also have admitted to checking credit ratings on employees if there has been a scandal, such as embezzlement, in their business. They are using it as a tool to find potential criminal activity. Credit checks are legal in almost all states and have increased recently due to the downturn in the economy.
Knowledge is power. So arm yourself with a few facts and do your homework and you will be a step ahead of the game. Some useful tips include:
- Check your credit report
- Dispute and repair any errors
- Come clean during the interview
It is good practice to get a free copy of your credit report annually to check for errors and inaccuracies. So if you know you are applying for a credit sensitive jobs, you might want to call us to get that free credit check-up. Finally, if you know you have an imperfect credit rating, and you know the company is going to check your credit, go ahead and be forthcoming with the interviewer. Explain your current state of affairs.
If you have a less than perfect credit history, and it is potentially keeping you from getting that perfect job, you can hire us to take care of those details for you. The last thing you need to worry about in the time of mounting bills and a flat job market is the additional stress that your credit is keeping you from getting a job. ThanksWillis.com is a perfect example of what a qualified expert team in the field of credit restoration can do, not only for your credit score, but also your chances for gaining more job opportunities.
Let the Thanks Willis team examine your credit history and put our skills to work for you. We are trained in finding practical and permanent solutions to erasing erroneous, inaccurate and negative items and working with you step-by-step to rebuild/reestablish positive credit. Worried about the cost? Don’t be. We will let you know up front how much the total cost will be, and even offer a money back guarantee. So call/text us today at 972-643-8458 or send an email to email@example.com
Listen to this testimonial about Ms. Guzman getting her DREAM JOB after we finished repairing her credit: